Your insurance broker or underwriter has probably told you what the value of your car is, and they’ve insured your car at that value. There’s two huge risks to you right there. What if they used the incorrect value? The person that gets the short end of the deal is you. The second risk is that the value of your car changes every month. What if you’re paying too much on your insurance? eValue8 will put you in control of your own information.
Unless you recently changed insurers, you probably haven’t revalued your asset portfolio, and I’m not talking about only expensive stuff like diamond rings and brand name watches here. Your cell phone, laptops, sporting equipment, musical instruments – all of these things change in value often. If you last insured something a while ago, do you know for absolute certain that if it disappeared or got damaged right now, it would be correctly insured? If your answer is no, then you need eValue8.
Without cheating and running to your car to take a look, do you know when the license disc on your car expires. If not, you need eValue8. We’ll remind you before your license disc expires so that you don’t end up panicking when you find yourself in one of those pop-up road blocks.
Do you know when your driver’s license expires? If not, then you need eValue8. We’ll keep track of your Driver’s License expiry date, and notify you long in advance so you don’t end up spending the night in holding because you forgot to check that tiny little date on your license card.
Who owns your information? Your broker? Your underwriter? If you want to move insurers, how easy is it for you to produce a list of all your assets, together with their serial numbers and current values? If you can’t do this with one click, then you need eValue8. If you don’t own your information yourself, you’re relying on someone else to make sure your assets are properly insured. If they haven’t done their job, the fine print and disclaimers mean that you’ll be the one who loses out. eValue8 makes this really easy, and puts you in control of your own information.
When was the last time you bought something new and had to tell your insurance broker to put it on cover. A new cell phone? A new laptop? A new set of golf clubs, or a new electronic keyboard? With eValue8, you can do all this with one click, at the point of sale, before you leave the shop.
Here’s a simple question: Do you know who you need to send every item in your home to if it needs fixing? Is that microwave still under warranty? And just where did you get that TV from – was it that retail chain with the red logo, or it’s blue competitor? With eValue8, all warranty information is linked to each asset, so you’ll always know exactly where to send an item to if it’s still under warranty. You can also keep a copy of your proof of purchase linked to the asset so you can produce this when you need it most.
When was the last time you changed insurers? If it was recent, you’ll have experienced the home audit, where you have to go through every item in your house, and list the make, model and serial number, and then of course, you have to guess what the replacement value would be. With eValue8, all that information is available immediately, and with a single click, you can share this with your insurance broker or underwriter.
After something gets lost or stolen, it’s too late to make sure it was adequately insured. With eValue8, you’ll know the correct value of your assets, so you’ll always know what they should be insured for.